What is Medicare?
Medicare is a health insurance program for US citizens, run jointly by the federal government and the state. The entire program is managed by Centers for Medicare and Medicaid Services (CMS).
Beneficiaries of the program are citizens who are above the age of 65. In certain cases, people with permanent disabilities are also eligible for the program. Similar to the social security system, Medicare is an entitlement program and allUScitizens are automatically entitled to the program upon attaining 65 years of age.
What is Utah Medicare Part A?
Medicare part A is also known as the Original Medicare. It covers the following points:
Utah Medicare Part A beneficiaries have to be over the age of 65. Disabled individuals and those suffering from terminal kidney ailments or Lou Gehrig’s disease are also eligible for enrollment. A person receiving social security reimbursements after deductions would be eligible for Part A Medicare. This will be automatic and the social security administrator will sign you up for the plan.
Part A of Utah Medicare doesn’t cover all the medical situations. It’s designed for hospitalization, home healthcare, treatment in a skilled nursing facility and hospice services. Skilled nursing care isn’t identical to custodial care in any long term treatment facility. In fact none of the parts of Medicare offers any custodial or long term care benefits.
Most of the Medicare beneficiaries don’t need to pay any premium for Part A. However, if you aren’t eligible for premium-free part A, you can still join by paying your own monthly premium.
Co-pays and deductibles
Part A Medicare involves several co-payments and deductibles. The annual deductible amount for hospital stay in 2012 was $1,132. This means an amount of the money needed to have been paid ahead of receiving the services. That’s however limited to 150 days of care in the hospital.