What is Medicare?
Medicare is a health insurance program that’s federally managed by the US government and the state in concern (in this case Utah). It commenced in 1965 and is now the largest health insurance scheme in the country.
The program covers people above the age of 65 years and those having some specific disabilities. Medicare, traditionally, has extended medical coverage for health services like skilled nursing faculties, hospital stays, physician’s visits etc. Over time, Medicare increased its prescription and medical drug coverage.
What are the Medicare Plans Utah?
The Medicare plans Utah are divided into four major parts from A to D.
This program covers hospitalization resulting from unforeseen events. This part covers skilled nursing expenses, health homecare and hospice, provided certain conditions are met.
This provides coverage for some medical necessities like physicians’ services and outpatient care. It also includes some preventive services for maintaining your health and keeping certain ailments under control.
This part, also known as the Medicare Advantage Plan, combines the two earlier parts and sometimes also includes part D as well and is managed by the private insurance companies affiliated to Medicare. These plans cover the medically necessary services.
Part D of MedicareNevadagives prescription drug coverage. It helps in lowering the costs of prescription drugs and helps in protecting against the high cots of the drugs in future. This part often varies between states and is not governed by the federal government directly. This part is also known as the Medicare supplemental plan.
Subscription to part C and D is optional while enrollment to the first two parts is automatic when a person attains 65 years of age. Both part C and D are provided by private insurance companies enlisted with Medicare. Check the credentials of the companies ahead of subscribing to one.